Falling behind on bookkeeping is more common than most business owners admit. A busy season, a transition in staff, a move to new software, or simply deprioritizing financial admin — and suddenly you’re six months or two years behind. The longer it goes, the harder it gets to look at.
FJ & Associates, PLLC specializes in catch-up bookkeeping — reconstructing accurate financial records for any prior period, on a defined timeline, with a fixed flat fee.
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Our Catch-Up Bookkeeping Process
Step 1 — Assessment. We review your existing records, identify the gap period, and assess what source documents are available — bank statements, credit card statements, receipts, invoices, prior tax returns.
Step 2 — Flat-fee quote. Based on the assessment, we provide a fixed price for the catch-up project. You know the cost before we start.
Step 3 — Reconstruction. We work systematically through each period — entering transactions from bank and credit card statements, categorizing expenses, reconciling each account, and building accurate financial statements for every month in the gap period.
Step 4 — Review and delivery. You receive reviewed financial statements for each reconstructed period, along with a year-end summary usable for tax preparation.
Step 5 — Transition to monthly maintenance. Once caught up, we establish a monthly bookkeeping cadence so you never fall behind again.
What You Need for Catch-Up Bookkeeping
| Document | Why We Need It |
|---|---|
| Bank statements (all business accounts) | Primary transaction source |
| Credit card statements | Secondary transaction source |
| Prior tax returns | Opening balance reference; entity verification |
| Any existing records (QuickBooks file, spreadsheets) | Starting point; avoid duplication |
| Payroll records | Wage entries for each period |
| Major contracts or invoices | Revenue recognition, AR validation |
The more source documents you have, the faster and more accurate the reconstruction. Even partial records are workable — we’ve reconstructed records from bank statements alone.
How Far Back Can We Go?
We can reconstruct records for any period with available source documentation. Most catch-up projects span 1–3 years. Bank statements are generally available from your bank for 5–7 years upon request. We’ve completed catch-up projects covering 5+ years for clients needing to file multiple years of back tax returns.
Catch-Up Bookkeeping FAQs
How much does catch-up bookkeeping cost?
It depends on the number of months, transaction volume, and the condition of existing records. We quote a flat fee after a brief assessment. Most 12-month catch-up projects for small businesses range from $500–$2,000 depending on complexity.
Do I need to file amended tax returns after catch-up bookkeeping?
If your prior tax returns were filed with inaccurate data, possibly. We review the reconstructed records against filed returns and advise on whether amendments are necessary.
Can catch-up bookkeeping help me get a business loan?
Yes. Lenders require 2–3 years of financial statements. Catch-up bookkeeping produces those statements — making loan applications possible for businesses that previously couldn’t provide complete financials.
Get Caught Up — Then Stay Caught Up
📞 (801) 927-1337 | ✉️ admin@cpaone.net
See also: Monthly Bookkeeping Services | Utah Bookkeeping Services | Essential Bookkeeping Practices
Missy Dennis, CPA | Partner | FJ & Associates, PLLC | Kaysville, Utah
Missy holds a Master of Accounting degree from the University of Utah and is a licensed Certified Public Accountant. With more than twenty years of public accounting experience, Missy specializes in tax preparation and advisory, bookkeeping strategy, estate and trust taxation, audit and consulting services, and small- and mid-sized business advisory.
