Westerly CPA Firm for Growing Businesses
FJ & Associates, PLLC provides business tax, bookkeeping, payroll, and advisory services from our Westerly office — in person across Washington County and the Rhode Island shoreline, or fully virtual, year-round.
- Licensed Rhode Island CPAs
- 20+ years in public accounting
- Multi-state tax expertise
Our Westerly Office
A Westerly CPA Firm Built for Owner-Operated Businesses
Our Westerly office at 13 Airport Road serves businesses across Washington County and the Rhode Island shoreline — contractors and trades, hospitality and seasonal operators, marine and boating services, healthcare practices, and family-run businesses that need dependable books and tax strategy that doesn’t wait until April.
Westerly sits on the Connecticut line, so a lot of business here doesn’t stop at the state border. We handle multi-state filing, nexus, and payroll for employees working in more than one state as routine work rather than an exception.
Work with us however it suits you — at the Westerly office or fully virtually through video meetings and secure document sharing. Either way, you get one integrated team for taxes, books, payroll, and advice, all year.
What We Do
Accounting Services for Westerly Businesses
Six ways we take financial work off an owner’s plate — each led by a CPA, scoped and priced before we start.
Business Tax Preparation & Planning
Accurate federal and Rhode Island filings plus a plan for next year — so decisions get made in July, not discovered in April.
Explore business tax services →Monthly Bookkeeping
CPA-reviewed books in QuickBooks, reconciled monthly — including catch-up and clean-up when a busy season has gotten away from you.
See bookkeeping services →Payroll Services
PayrollOne, our in-house service, runs pay, deposits, filings, and W-2s/1099s — including seasonal crews and employees working across the RI–CT line.
Visit PayrollOne →Fractional CFO & Controller
Cash-flow forecasting through an uneven season, job costing, and pricing help — CFO-level thinking without the salary.
About fractional CFO services →Entity & S-Corp Strategy
The right structure and a defensible owner salary can change what you owe every year. We review entity choice as your business grows.
Read our S-corp strategy guide →IRS & Rhode Island Tax Support
CPA representation for IRS and RI Division of Taxation notices, audits, back taxes, and payment plans — handled for you, start to finish.
Get help with a tax notice →Rhode Island Tax Planning
Rhode Island-specific strategy, reviewed every year
Pass-through entity (PTE) elections, entity structure, S-corp reasonable compensation, and year-round planning. Rhode Island allows eligible pass-through entities to elect to pay state income tax at the entity level, which may affect how those taxes are treated for federal deduction purposes — whether it helps depends on your circumstances, so we evaluate it annually for every pass-through client.
★★★★★ Rated 4.8 firm-wide on Google
What People Are Saying About FJ & Associates
“Great company. They’ve been doing my taxes for roughly 8 years now and are extremely good at what they do.”
Brock Thurgood · Google review
Read all Google reviews →Why Us
Why Westerly Businesses Choose FJ & Associates
Multi-state expertise
Westerly sits on the CT line — nexus, multi-state filing, and cross-border payroll are routine here.
CPA-led service
Licensed CPAs on every engagement — not a seasonal storefront.
One integrated team
Tax, books, payroll, and advisory under one roof — nothing lost between vendors.
In person or virtual
Meet at the Westerly office or work entirely by video and secure document sharing.
Clear, defined pricing
Scope and fee agreed before work begins.
Industries
Built for Shoreline Businesses
The industries we serve most from the Westerly office — each with its own bookkeeping, payroll, and tax patterns we already know.
- Construction & trades
- Hospitality & tourism
- Marine & boating services
- Healthcare practices
- Retail & e-commerce
- Real estate & rentals
Getting Started
Four Steps, No Pressure
- 1
Consultation
A free 30-minute conversation about your business, current setup, and immediate concerns.
- 2
Review
We evaluate your returns, books, payroll, and compliance needs for risk and savings.
- 3
Recommendations
A clear plan: priorities, service scope, and pricing — defined before any work begins.
- 4
Onboarding & ongoing support
We transition the work without missing a deadline, then support you year-round.
Location & Directions
Comprehensive Tax Preparation Services in Westerly, RI
- FJ & Associates, PLLC — Westerly
- 13 Airport Road, #1033
Westerly, RI 02891 - Phone
- (401) 485-7301
- admin@cpaone.net
- Office hours
- Monday–Friday 9:00 AM–5:00 PM
Saturday–Sunday closed
Serving Westerly & the Rhode Island Shoreline
- Charlestown
- Hopkinton
- Richmond
- South Kingstown
- Narragansett
- Stonington, CT
- Washington County
Work with us in person at the Westerly office or virtually from anywhere in Rhode Island. Closer to Utah? Visit our Kaysville headquarters.
FAQ
Frequently Asked Questions
Do you work with clients in person or virtually?
Both. You’re welcome at our Westerly office at 13 Airport Road, and we support fully virtual clients with video meetings and secure document sharing. Most clients use a mix of the two.
What happens during the consultation?
It’s a 30-minute conversation about your business, your current setup, and where you’re losing time or money. Bring your most recent tax return if it’s handy. You’ll leave with honest recommendations whether or not we end up working together.
How is pricing determined?
After the consultation and a look at your books, we quote a fee for a defined scope — tax, bookkeeping, payroll, or a combination — so you know the cost before work begins.
Do you work with businesses on both sides of the Rhode Island–Connecticut line?
Yes. Westerly sits on the state line, so multi-state returns, nexus questions, and payroll for employees who work in both states are routine for us. We serve businesses across Washington County and into southeastern Connecticut.
Do you work with seasonal and vacation-rental businesses?
Yes. Shoreline businesses often earn most of their revenue in a few months, which changes how you plan estimated taxes, manage cash through the off-season, and handle seasonal payroll. Rental property owners also have their own reporting and deduction rules we work through with you.
What is Rhode Island’s pass-through entity (PTE) election?
Rhode Island allows eligible pass-through entities — including S-corporations and partnerships — to elect to pay state income tax at the entity level, which may affect how those taxes are treated for federal deduction purposes. Whether the election benefits you depends on your circumstances, so we evaluate it for each pass-through client every year.
Ready for clearer numbers and year-round CPA support?
One 30-minute conversation tells you whether we’re the right fit — no obligation either way.
