Falling behind on bookkeeping is more common than most business owners admit. A busy season, a transition in staff, a move to new software, or simply deprioritizing financial admin — and suddenly you’re six months or two years behind. The longer it goes, the harder it gets to look at. FJ & Associates, PLLC specializes […]

Bank reconciliation is the process of matching your accounting records to your actual bank statements — confirming that every transaction recorded in your books appears on your bank statement and every bank statement transaction is recorded in your books. It’s the single most reliable way to catch bookkeeping errors, detect fraud, and confirm your financial […]

Manual bookkeeping — entering every transaction by hand, categorizing from memory, reconciling from paper statements — is slow, error-prone, and an inefficient use of your time. Modern cloud accounting software automates the vast majority of routine bookkeeping tasks, freeing you (or your bookkeeper) to focus on review, analysis, and decision-making rather than data entry. FJ […]

Cash flow is the lifeblood of any business — and the two biggest drivers of day-to-day cash flow are accounts receivable (money owed to you) and accounts payable (money you owe). Managing both well is the difference between a business that always has cash when it needs it and one that’s constantly scrambling. FJ & […]

E-commerce bookkeeping is meaningfully more complex than bookkeeping for a traditional service business. Multiple sales channels, marketplace fees, payment processor timing differences, sales tax across dozens of states, inventory accounting, returns and refunds — each adds a layer that generic bookkeeping services handle poorly. FJ & Associates provides e-commerce bookkeeping for Utah online businesses — […]