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FJ & Associates

Get back to doing what you do best

Why Bonds Haven’t Performed Like You Think (And What Business Owners Should Do Instead)

April 28, 2026 By Missy Dennis

why bonds are underperforming

Think bonds are safe? Learn why bond investments have underperformed and how business owners should rethink “safe” strategies.

Filed Under: Uncategorized

Guide to Choosing the Right Accounting Software

April 22, 2026 By Missy Dennis

### Key Elements

- **Main Subject**: Calendar displaying "October 15" marked as a tax deadline.
- **Objects**: Laptop, documents, and a desk.
- **Notable Features**: Clear emphasis on the tax deadline date; organized workspace.
- **Text/Symbols**: "October 15" and "TAX DEADLINE" prominently displayed.

### Overall Mood/Theme
The image conveys a sense of urgency and organization, highlighting the importance of meeting tax deadlines in a professional setting. The clean and orderly workspace suggests productivity and focus on financial responsibilities.

Choosing the right accounting software can streamline business finances. Learn the essential factors to consider for informed decision-making and efficiency.

Filed Under: Advisory

Should You Reinvest in Your Business or Invest Elsewhere? A Strategic CPA Perspective

April 21, 2026 By Missy Dennis

Where to reinvest in your business

Should you reinvest profits or diversify? A CPA breaks down how business owners decide where to allocate capital for maximum long-term returns.

Filed Under: Advisory

A Guide to Business Valuations for Owners

April 20, 2026 By Missy Dennis

Business owner analyzing financial documents in a cozy office environment

Unlock the secrets to effective business valuation strategies. Understand methods to enhance company value and optimize selling potential for maximum returns.

Filed Under: Advisory

QuickBooks Online vs Desktop: Why Cloud Accounting Is Changing the Way Businesses Operate

April 14, 2026 By Missy Dennis

QuickBooks Online vs Desktop

Compare QuickBooks Online vs Desktop and learn why cloud accounting helps Utah businesses scale, collaborate, and access real-time financial data.

Filed Under: Advisory

Balancing Risk and Growth: A Smarter Way to Structure Your Financial Strategy

April 7, 2026 By Missy Dennis

Learn how to balance risk and growth in your financial strategy. Guidance for business owners in Kaysville, Layton, Roy, and Ogden.

Filed Under: Advisory

Choosing the Right Business Entity — Why Your CPA’s Advice Matters

April 3, 2026 By Missy Dennis

A realistic, high-quality image of a professional CPA sitting across from a small business owner in a bright, modern office. Papers, calculators, and coffee mugs rest neatly on the desk, suggesting a productive meeting. The business owner listens attentively, nodding in understanding, while natural light from large windows creates a warm, trustworthy atmosphere. The scene conveys professionalism, financial expertise, and the importance of thoughtful guidance in business decisions.

Choosing between an LLC, S Corp, or Sole Proprietorship? Learn how the right structure impacts taxes, liability, and growth from FJ & Associates, CPAs in Layton, Utah.

Filed Under: Advisory

Which AI Tool Should You Use for Your Business? A CPA’s Practical Guide

March 31, 2026 By Missy Dennis

best AI tools for business

Not sure which AI tool to use? Learn how to choose the right AI for your business with guidance from a Utah CPA firm.

Filed Under: Bookkeeping

The Most Common Accounting Software Mistake Small Business Owners Make

March 24, 2026 By Missy Dennis

accounting software mistakes

Avoid costly accounting software mistakes. Learn how to choose the right system for your growing business with guidance from a Utah CPA firm.

Filed Under: Bookkeeping

Using AI to Forecast Your Business: Why Good Data Still Matters

March 17, 2026 By Missy Dennis

Business Forecast

Learn how AI can help small businesses forecast cash flow and revenue — and why accurate financial data is essential for reliable results.

Filed Under: Advisory

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FJ & Associates, PLLC

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Kaysville

612 N Kays, Dr. #120
Kaysville, UT 84037
Phone: (801) 927-1337
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Roy

5145 Airport Rd #100
Roy, UT 84067
Phone: (801) 825-4100
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Tulsa, OK 74134
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Westerly, RI 02891
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